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ESIC Calculator
ESI covers employees whose monthly gross wages are ₹21,000 or less. The employee pays 0.75% and the employer 3.25% of gross wages, each rounded up to the next rupee.
Check whether an employee is covered by ESI at a given monthly gross wage, and work out the employee and employer contribution.
What you enter
- Monthly gross wages
- ESI wage limit
- Employee contribution (%)
- Employer contribution (%)
How the ESIC Calculator works
- An employee is covered when monthly gross wages are at or below the ESI wage limit (₹21,000 is the figure commonly applied).
- Employee contribution = gross wages × 0.75%. Employer contribution = gross wages × 3.25%.
- Each contribution is rounded up to the next rupee.
Worked example: Monthly gross wages of ₹18,000
- 18,000 is at or below the ₹21,000 limit, so the employee is covered.
- Employee = 18,000 × 0.75% = ₹135.
- Employer = 18,000 × 3.25% = ₹585.
- Total ESI contribution = ₹720 a month.
| Item | Value |
|---|---|
| Wage limit (gross, monthly) | ₹21,000 |
| Employee contribution | 0.75% |
| Employer contribution | 3.25% |
| Total | 4% |
Assumptions to keep in mind
- The limit and percentages are editable. Different rules may apply to some employees, such as persons with disability.
Figures last reviewed November 2026. Rates and limits change, so check the official sources below.
Frequently asked questions
What is the ESI wage limit?
Employees earning ₹21,000 or less a month in gross wages are covered. A higher limit applies to persons with disability; check ESIC for the current figure.
What are the ESI contribution rates?
The employee contributes 0.75% of wages and the employer 3.25%, a total of 4%.
What if wages cross the limit during the year?
ESIC works in contribution periods, so coverage usually continues to the end of the period in which wages cross the limit. Check the current ESIC rule.
Sources
Let Lumos HRMS do this for every employee
Lumos HRMS calculates attendance-based pay with PF, ESI and other statutory deductions for the whole team. See payroll
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