India HR and payroll guides

Short, sourced answers to common payroll, attendance and compliance questions. Each guide opens with a direct answer and shows when it was last reviewed.

Guides

PF vs ESIC: what is the difference?

PF (EPF) is a retirement savings and pension scheme run by EPFO; ESIC is a health and social insurance scheme run by the Employees’ State Insurance Corporation. Both take a share of wages from the employee and the employer, and an employee can be covered by both.

Last updated 5 November 2026.

What is Loss of Pay (LOP) and how is it calculated?

Loss of Pay (LOP) is the salary deducted for days an employee was absent without paid leave. LOP amount = monthly salary ÷ days in the pay basis × number of LOP days.

Last updated 5 November 2026.

How does biometric attendance integrate with HRMS software?

A biometric device records a punch with an employee ID and time; the HRMS receives those punches (the device pushes them, or the HRMS or a collector pulls them), matches each ID to an employee, and applies shift and late rules to produce attendance.

Last updated 5 November 2026.

Payroll compliance calendar for India: what is due and when

In India, PF and ESIC contributions are generally due by the 15th of the month after the wage month, and TDS on salary is generally deposited by the 7th. Professional tax and other returns depend on the state, so check the current dates on the official portals.

Last updated 5 November 2026.

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